Health insurance for the Portugal D8 (digital nomad) visa
Last checked 2026-10-14
What consulates ask for, how international and Portuguese plans compare, and what to check in policy wording.
What the consulate asks for
Portugal's national visa applications (including D7 and D8) ask for travel/health insurance covering medical care, including emergency care and repatriation, for your stay. Requirements vary by consulate and change: always check the official list for your consulate before buying.
International vs Portuguese plan
An international plan (Cigna Global, Allianz Care, AXA, Bupa) covers you in several countries, often including your home country. A Portuguese plan (Multicare, Médis) is usually cheaper but is network-based in Portugal and may not cover repatriation, so some applicants pair it with travel cover.
Checklist before you buy
Ask for a certificate that names you, the dates, Portugal as a covered country, the medical cover amount and repatriation. Check waiting periods, pre-existing condition rules and whether the policy can renew once you hold a residence permit.
Nomad plans
Nomad plans like SafetyWing and Genki are flexible and monthly. Whether a consulate accepts them depends on the wording of the certificate; ask the insurer for a visa letter and confirm with the consulate.
Official sources
FAQ
Does the D8 visa require health insurance?
Applications ask for travel or health insurance valid in Portugal. Confirm the current list with your consulate (see the official visa portal).
Can I use a Portuguese insurer?
Yes, many applicants do; check that the policy covers the dates and any repatriation the consulate asks for.
Compare insurers → For visa rules, see Portugal Visa Types and VisaFetch.