Health insurance for the Portugal D7 (passive income) visa
Last checked 2026-10-14
How to pick insurance for a D7 application and after you get residence.
Requirement
D7 applicants are asked for travel/health insurance covering their stay. Rules vary by consulate; check the official visa portal.
After residence
Once resident you can register with the SNS (public health service). Many residents keep a private Portuguese plan for faster specialist access.
Which type
Retirees who travel often or want home-country cover tend to choose international plans; those settling fully in Portugal often choose a local plan. Age limits for joining apply on many plans; check them before applying.
Official sources
FAQ
Is SNS registration enough?
Not for the visa application itself, since you are not yet resident. After residence you can register with your local health centre.
Compare insurers → For visa rules, see Portugal Visa Types and VisaFetch.